Here is everything from our call, in writing. Forward it to whoever else is part of the decision — a spouse, a partner, your current advisor. It says the same thing I said, in the same numbers.
One visual map of your businesses, real estate, retirement and estate plan, with the specific strategies that apply to you and what each is worth. Everyone starts here, and it credits toward your first year if you go ahead.
app.eiduktaxandwealth.com/blueprint · Sample: blueprint.eiduktaxandwealth.com/sample-blueprint
Most CPAs stop at the first column. You can start anywhere, and they stack.
Books closed monthly, payroll run, both returns filed. No planning tier required.
From $497/mo →80 strategies across 9 phases, implemented and documented through the year. Returns included.
From $497/mo →Tax-aware portfolios and the order to fund them, under the same CPA and CFP®.
See the Wealth System →Three problems every business owner has: paying more tax than the law requires, no handle on where the cash actually goes, and savings with no plan behind them. The Eiduk System was built to solve all three — one system, run by one CPA & CFP®, not three services bought separately.
Three integrated systems that work as one plan: The Pathway™ reduces your tax bill, the Cash Allocation System™ keeps the savings disciplined, and the Wealth System™ compounds them into permanent wealth. Most firms run these separately, or not at all. The value is in the coordination — each decision gets made knowing what the other two are doing, by the same person.
80+ tax strategies across 9 phases, every one documented with IRC citations for audit defense. Implemented through the year — not filed in April and forgotten. Typical annual savings run $13k–$300k+.
Every dollar gets a job. Your accounts are set up with allocation percentages built from your own financials — operating, owner pay, tax reserve, profit hold — and reviewed quarterly. No more guessing how much to set aside, or how much is safe to keep.
The optimal order of investing: tax-advantaged first, taxable second, alternatives last. Every dollar the Pathway saves gets redeployed rather than spent, by the same person who planned the tax.
They fall into three groups. The first four optimize the return you are already filing — nothing to buy, nothing to qualify for. The fifth turns on whether real estate is in the picture. The last four need capital or a triggering event, so they are worth the most and apply to the fewest. Ranges are what these phases typically produce; which of them apply to you is exactly what the Blueprint answers.
| The Optimization Phases | ||
| P1 | Foundation | $8k–$25k |
| P2 | Core Deductions | $5k–$75k |
| P3 | Retirement & Benefits | $10k–$150k+ |
| P4 | Credits & Multistate | $8k–$50k |
| The Real Estate Phase | ||
| P5 | Real Estate & PAL | $30k–$150k+ |
| The Advanced Phases | ||
| P6 | Acquisitions & Leverage | $50k–$350k+ |
| P7 | Exit & Wealth Transfer | $50k–$500k+ |
| P8 | Charitable & Philanthropic | $55k–$350k+ |
| P9 | Premium Alternatives | $100k–$500k+ |
Not a filter — a shape. If it sounds like you, the tiers below will make sense. If it sounds like someone you know, an introduction is always welcome.
The compliance work stands on its own — the books, the payroll and both returns for one monthly number. The planning tiers under it add someone working the strategy through the year; every one of them already includes your tax preparation, and the difference is whether we are planning for the business, the household, or both.
Same three things at every level, and through the first three bands the only thing that moves is the bookkeeping — transaction volume is the only part that grows with the business. The $1M band is the exception and folds in more:
| Your revenue | Compliance | + Essentials | + Pathway |
|---|---|---|---|
| Under $250K | $497/mo | $597/mo | $897/mo |
| $250K – $500K | $797/mo | $897/mo | $1,197/mo |
| $500K – $1M | $1,297/mo | $1,397/mo | $1,697/mo |
| $1M and above | $2,097/mo | $2,197/mo | $2,497/mo |
Essentials is proactive tax planning with a roadmap you implement; Pathway is the same 80 strategies implemented for you, reviewed quarterly. Both include your business return and your 1040, which is why adding planning costs less than the two prices side by side would suggest. On Pathway the quarterly review is the CPA meeting the $500K and $1M bands include — one cadence, not two.
Planning is the part that changes what you actually owe, and it is the only part with a deadline — most of it has to happen before the year closes, while there is still something to be done about the number. Your books and your payroll do not change, and you are not charged twice for your returns: they move inside the planning tier instead of being billed alongside it.
Your QuickBooks Online subscription, monthly cash‑flow allocation and a quarterly CPA meeting come in at the $500K band — below it you keep your own subscription. At $1M the bookkeeping work roughly doubles and that meeting becomes monthly — which is why that step is larger. More than one entity is quoted, and you will see your number before anything starts. The full page →
Which one you want is a single question. If it is “keep me compliant and current” — the books, the payroll, the filings — it is this. If it is “how do I pay less tax,” that is planning, and it is Essentials or Pathway below. Every tier below already includes one 1040 and one 1120‑S; what it adds is someone working the strategy through the year. The two stack — plenty of owners start here and add planning once the books are current.
Everything above keeps you compliant. These two go looking for the tax you do not have to pay: what your entity, your salary, your retirement plan and your real estate should be doing, found once a year with Essentials or worked through the year with Pathway. Both include your returns — so if you are already on a compliance package, adding one replaces the return half of it rather than duplicating it, and your books and payroll carry on unchanged. That is why the grid above charges less for planning than its own sticker price would suggest. Personal CFO is the same idea for the household.
Your filings, handled by a CPA who knows your business.
A CFO-level advisor on your side of the table — business and household.
A year-round CFO for your household.
You drive — we hand you the software and file the return.
Tax returns beyond the ones listed in your tier — additional entities, additional states, trust or estate returns — are quoted separately, as is any project work: an acquisition, an exit, a cost segregation study. You will see the number before anything starts.
If our tax planning doesn't identify savings that recoup your first-year advisory fee, we continue working at no additional charge until it does.
No surprises — this is the whole path from here.
Grab a time and we'll pick up where we left off. If it's easier, just reply to my email or call — 847-874-5299.
The professionals I reach for when a client needs work that is not a CPA’s job — and, if you are one of them, the way in.
I keep a short list of the people I actually reach for when a client needs work that is not a CPA's job — attorneys, insurance, banking, bookkeeping, valuation, real estate, business coaching. Clients see it, and the referrals go both ways. If we have just met and that could be you, the network and the way in are both on one page.
See the partner network →eiduktaxandwealth.com/partners
The same material we went through, at your own pace — and the rest of the site.